Build Smarter. Save More. Why CCE Contractors Choose Safety Group #469
Steve Bell, Lovell Safety Management
Vice President Underwriting & Sales
In the construction business, every dollar counts—and so does every decision. That’s why contractors across New York are turning to Safety Group #469, a powerful workers’ compensation solution built specifically for the industry.
Created in 1960, this group program delivers unmatched value to members: up to 35% upfront discounts and more than $650 million in dividends returned to date. With over 65 years of proven success, Safety Group #469 combines cost savings, expert support, and safety-focused results.
How It Works: The Power of Safety Group Coverage
What is a Workers’ Comp Safety Group?
A safety group is a fully insured insurance program backed by NYS that is a collection of businesses in the same industry who pool their workers’ compensation premiums to reduce risk and lower costs. When claims are low and safety is strong, any surplus left over after claims and expenses is returned to members as a cash dividend. That’s where Lovell Safety Management steps in—helping members prevent accidents, manage claims, and control costs to maximize the value of the program.
Who’s Eligible to Join?
Construction contractors operating primarily in New York State may be eligible for Safety Group #469. Eligibility is based on each company’s commitment to safety and its prior loss experience. The group is designed to reward businesses that invest in protecting their workforce.
Out-of-state operations? No problem. Group #469 can extend coverage to other states, simplifying your insurance with one invoice and one point of contact—even across state lines.
What You Get as a Member
When you join Safety Group #469, you don’t just get a policy—you gain a competitive advantage:
- Up to 35% advance discount on premiums for qualified new members
- Recent dividend of 30% returned to members
- Coverage for out-of-state operations with a single bill for multi-state coverage
- Dedicated safety, claims, and underwriting support
- Stability and consistency in a volatile market
These benefits help reduce long-term workers’ compensation costs while improving safety and compliance.
Trusted by Contractors. Managed by Experts.
Lovell Safety Management Co., LLC, New York’s leading safety group manager since 1936, oversees Safety Group #469 with support from a committee of participating members. Lovell’s team provides:
- Loss prevention services tailored to your operations
- Claims management to reduce the cost and duration of claims
- Underwriting support to ensure you pay the lowest possible rate
The result? A high-performing program that rewards safety and efficiency with real financial returns.
A Partnership That Pays Off
The alliance between the CCE, and Lovell Safety Management reflects a shared mission: to help contractors succeed. For more than six decades, this partnership has helped members navigate the complexities of workers’ compensation while keeping costs low and support high.
Ready to Learn More?
If you’re a contractor looking to lower your workers’ compensation costs without compromising on service or protection, Safety Group #469 may be the right fit.
Contact Lovell Safety Management at 1-800-556-8355 to find out if you qualify.
