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When your company is accepted for membership in any one of Lovell’s 13 industry-wide Safety Groups, you can count on automatically receiving the following benefits: • An advance discount of up to 25% on your premium. • Cash-flow benefit from the deferral of the assessment charge. • A year-end cash dividend, based on the funds remaining after losses, reserves and administrative costs. • The lowest fixed costs in the insurance market, including self-insurance. • Your liability limited to your own Discounted Group Premium. • Protection of your dividends, through excess insurance, limiting the cost of any single incident, irrespective of the number of employees injured (thus ensuring against major losses for the year). • Access to Lovell’s innovative Early Intervention Program and Nurse Case Management techniques, resulting in responsive medical care and early return to work for injured employees. • Our staff’s aggressive efforts to reduce inappropriate reserves, in order to achieve the most favorable experience rating credit. • Additional cash-flow savings through our 12-installment payment plan. • Our Service Team methodology, which assigns client satisfaction to a team comprised of professionals from each Lovell department and discipline. • Training for company personnel in the identification and elimination of safety and health hazards. And that’s just the beginning. Lovell has consistently delivered a superior level of performance, year after year, for client after client. Our entire staff is dedicated to devising and implementing comprehensive solutions for all your Workers’ Compensation needs. No one works harder and more conscientiously than we do.
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About Our
Company | Our Products &
Services © Lovell Safety Management Co., LLC |