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Today, more than 3,200 companies
and their hundreds of thousands of employees rely on Lovell Safety
Management to handle their Workers Compensation questions
and issues. Thats because our decades of specialization in
this market have made us experts in every practice, policy and procedure.
Workers Compensation Insurance and the laws
and regulations governing it have become increasingly more complex.
Lovell is a leading advocate for New York businesses. Working with
legislative leaders, Lovell played a key role in lobbying for specific
Workers Compensation reforms that were ultimately enacted
by the New York State Legislature in 1996. We work closely with
all key agencies and parties involved in Workers Compensation
on an ongoing basis, proposing new regulations and procedures that
minimize employer costs, expedite claims resolutions and eliminate
fraud.
Innovative Programs and Techniques
Lovell first applied several innovative techniques
and programs to Safety Group management that have now been widely
adopted in the industry. The Service Team approach is one of them.
Service Teams are assembled and given responsibility for client
satisfaction in a particular geographic region. Thus, not only does
each client have an account representative, but they have direct
access to representatives in every other department too claims,
safety and underwriting. Their assigned Service Team is their resource
for safety training programs, effective claims management and problem
solving.
Lovells progressive and proactive claims management
approach has given rise to its unique Early Intervention Program.
This Program ensures critical contact among employer, injured employee
and medical provider within 24 hours of any reported claim. Subsequent
steps are implemented and monitored by a Nurse Case Manager. The
results of this Program are minimal administrative delays and effective
cost-containment for the employer, along with more responsive medical
service and decreased recovery time for the injured employee.
Measurable Savings
Lovells accomplishments on behalf of its Safety
Group members have yielded significant, documented financial advantages.
To date, Lovell Safety Group members have realized more than $850
million in cumulative savings. In a recent year, over 775 member
companies operated for a 12-month period without a single Workers
Compensation claim, resulting in significant improvements in their
Experience Ratings. Qualified Safety Group members receive substantial
advance discounts and year-end cash dividends. In addition, Lovells
cost-guaranteed, fully-insured program protects the assets of each
member company.
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